What your Seller Balance is and where the money comes from.
Your Seller Balance holds money you've earned on HOLO. It's an account balance on the platform, not a bank account.
Where the money comes from
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Marketplace sales — your share after the 8% fee
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Instant buyback — 90% of a card's assessed value
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Refunds — cancelled shipments and refunded orders
What you can do with it
Withdraw it to your bank account. Requires verified identity.
Spend it on HOLO — shipping fees can be paid directly from your balance, which is quicker than paying separately.
It doesn't expire
Money in your Seller Balance stays there until you use or withdraw it.
Is it a bank account?
No. It's a record of what HOLO owes you. It doesn't earn interest and can't receive transfers from outside — money only enters it by selling on HOLO or through a refund.
Seeing the detail
Every movement is recorded. See Reading your Balance ledger.
Verify early
You can accumulate a balance without verifying, but you can't withdraw. Complete verification before you need the money, not when you're waiting on it.